Privacy Statements

Intercontinental Bank Plc maintains the web-site http://www.intercontinentalbankplc.com ("the Site") to provide you with information about Intercontinental Bank Plc services and products and to facilitate communication with Bank. The visitors to the Site are required to read the below terms and conditions and your use of the Site constitutes your acceptance and agreement to be bound by such terms and conditions including those excluding the Bank's liability. 

Intercontinental Bank Plc does not warrant the accuracy, adequacy or completeness of the information and materials contained in these pages, including text, graphics, links and other items, and expressly disclaims liability for errors or omissions ofany kind.

Copyright: All information, content, materials, products (including, but not limited to text, content, photographs, graphics,video and audio content) is protected by copyright in the favour of Intercontinental Bank Plc under applicable copyright lawsand is also protected otherwise under general intellectual property law. All information submitted to Intercontinental BankPlc through the Site shall be deemed to be the property of Intercontinental Bank Plc, and the Bank shall be free to use anyideas, concepts, know-how or techniques provided by a visitor at the Site, in any manner whatsoever. Intercontinental BankPlc is not bound by the obligation of confidentiality regarding submitted information unless the visitor has a direct customer relationship with the Bank or unless specifically agreed or required by law.

Personal and Non-commercial use restriction: You may not copy, reproduce, sell, redistribute, publish, enter into a database,display, perform, modify, transmit, license, create derivatives from, transfer or in any way exploit any part of anyinformation, content, materials, services available from or through the Site, except that you may download material for your own personal, non-commercial use.

Unlawful Use Restriction: As a condition of your use of the Site you warrant that you will not use the Site for any purpose that is unlawful, or prohibited by these terms and conditions. You may not use the Site in any manner that could damage, disable or impair the Site or interfere with any other party's use or enjoyment of the Site.

Not all the products and services are available in all geographic areas and you may not be eligible for all the products orservices offered by Intercontinental Bank Plc on the Site. Intercontinental Bank Plc reserves the right to determine the availability and eligibility for any product or service.

Intercontinental Bank Plc proposes to use "cookies" (Cookies are small data files that a website stores on your computer.) for storing visitor preferences, profiling visitors and tracking visitor behavior on the Site. By visiting the site you acknowledge, accept and expressly authorize the Bank for the placement of cookies on your computer.

Liability Disclaimer: Intercontinental Bank Plc does not warrant that the services and products offered by the Site will be uninterrupted or error-free. There may be delays, omissions, interruptions and inaccuracies in the products, services, information or other materials available on this Site.

Intercontinental Bank Plc is also not responsible for the availability or content of other services that may be linked to this Site. Hyperlinks to other internet sites are at your own risk, the content, accuracy, opinions expressed, and other links provided by these sites are not verified, monitored or endorsed by Intercontinental Bank Plc in any way.

Intercontinental Bank Plc does not make any warranties, and expressly disclaims all warranties express or implied, including without limitation, those of merchantability and fitness for a particular purpose, title or non-infringement with respect to any information or services or products that are available or advertised or sold through the Site.

Intercontinental Bank Plc does not make any representations, nor does endorse the accuracy, completeness, timeliness or reliability of any advice, opinion, statement or other material or database displayed, uploaded or distributed by the Site or available through links in the Site.

Intercontinental Bank Plc reserves the right but are not required to correct any errors or omissions in the Site. Intercontinental Bank Plc may make improvements and/or changes to the Site provided therein at any time.

Although Intercontinental Bank Plc will take serious steps to prevent the introduction of viruses, vandals, worms, 'Trojan horses' or other destructive materials to the Site, Intercontinental Bank Plc does not guarantee or warrant that the Site or the materials that may be downloaded from the Site do not contain such destructive features. Intercontinental Bank Plc is not liable for any damages or harm attributable to such features. If you rely on the Site and any materials available through the Site, you do so solely at your own risk.

Intercontinental Bank Plc, each of its officers, directors, subsidiaries, affiliates, agents, or licensors shall not be liable for incidental, indirect, consequential, special, punitive, exemplary damages, or any damages whatsoever, including but not limited to damages for lost revenues or profits, loss of business or loss of data arising out of or in any way related to the use and performance of the Site or for any claim, loss or injury based on errors, omissions, interruptions or other inaccuracies arising out of the use of the Site, whether based on contract, tort, negligence, strict liability or otherwise.

Intercontinental Bank Plc shall not be considered in default of its obligations hereunder if performance of such obligations is prevented or delayed by causes beyond its reasonable control, including, without limitation, internet failures, computer equipment failures, telecommunication equipment failures, other equipment failures, electrical power failures, strikes, virus, other malicious computer code, hacking, acts of God or government, war, riots, acts of civil disorder, labour disputes, failure or delay of transportation, non-performance of third parties.

Modification of these Terms of Use- Intercontinental Bank Plc reserves the right to change the terms, conditions and notices applicable to the use of the Site and reserves the right to modify any features of any products or services offered by Intercontinental Bank Plc on the Site and any information found on the Site. You are responsible for regularly reviewing these terms and conditions. Continued use of the Site after any such changes shall constitute your consent to such changes.

The Courts in Nigeria alone shall have exclusive jurisdiction as regards any claims or matters arising out of dealings with Intercontinental Bank Plc , and all disputes will be governed by the laws of Nigeria.